Sukanya Samriddhi Yojana: You will get 74 lakh rupees in Sukanya Samriddhi Yojana? Application started
If you want to make your daughter’s future secure and prosperous, then Sukanya Samriddhi Yojana can be a great option.
This scheme has been started by the Government of India, which is not only a way to save for education and marriage, but in this you also get tax benefits along with good interest.
What is Sukanya Samriddhi Yojana?
The aim of Sukanya Samriddhi Yojana is to secure the future of girls. Under this, parents or guardians can invest in this savings scheme for their daughter. Under this, an interest rate of 8.5% is given, and in this scheme you can save for up to 10 years.
Features of Sukanya Samriddhi Yojana
Account in the name of the girl: In this scheme, parents can open an account in the name of their daughter.
Investment limit: In this scheme, you can start investing with a minimum of Rs 250 and the maximum investment can be up to Rs 1.5 lakh.
Account opening till the age of 10 years: The account for the girl child can be opened only till the age of 10 years.
Account transfer: This account can be transferred to any state in India.
Benefits of Sukanya Samriddhi Yojana
High interest rate: The scheme offers an attractive interest rate of 8.5%.
Tax benefits: This scheme also offers you tax exemption under Section 80C.
Independent account operation: After 10 years, the daughter can operate her account herself.
Investment up to 15 years: You can invest in this scheme for a maximum of 15 years, leading to long-term savings.
Eligibility for Sukanya Samriddhi Yojana
Birth of girl child: Parents can invest in this scheme immediately after the birth of their daughter.
Account opening before 10 years: The girl child must be before 10 years of age to open an account.
One account for one girl child: Only one account can be opened for one daughter.
Required Documents
While applying for Sukanya Samriddhi Yojana, you will need the following documents:
- Birth certificate of the girl child
- PAN card of the parents or legal guardian
- Ration card, driving license or identity card
- Residence certificate
- Photographs of parents and girl child
Application Process
First of all, go to your nearest post office or bank.
Get the Sukanya Samriddhi Yojana application form from the concerned officer.
Fill the form correctly and attach all the required documents.
Submit it to the bank or post office along with the application form and the initial deposit amount.
This way, you can secure your daughter’s future and save a good amount for her education and marriage.
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