The schedule of physical examination for Indian Army’s Agniveer Recruitment 2025 has been released. Earlier this exam was to be held in Gwalior, but after changing the venue it will be held in Sagar. The exam will be held between 6 to 12 January 2025 at Indira Gandhi Engineering College Ground, Sagar.

Key Information 

Exam Dates:

6 January to 12 January 2025

Exam Venue:

Indira Gandhi Engineering College Ground, Sagar

Number of Candidates:

Around 9500 candidates will participate.

Districts Included:

Gwalior, Shivpuri, Morena, Bhind, Datia, Sheopur, Niwari, Sagar, Chhatarpur, and Damoh.

Posts under Agniveer Recruitment

Agniveer General Duty

Office Assistant

Nursing

Tradesman

Admit Card Release Process

Admit cards will be sent to the candidates through their email. The process of sending admit cards will start from the first week of December.

Exam Preparations

In this regard, Sagar Collector and officials of Army Recruitment Office, Gwalior held a meeting. The preparations were reviewed in the meeting and it was ensured that the examination is conducted smoothly.

Important Instructions

Candidates keep checking the admit card on their email.

Make preparations in advance to reach the examination venue on time.

Keep an eye on the official portal and email for all updates related to recruitment.

Colonel Pankaj Kumar, Director, Army Recruitment Office Gwalior has confirmed that admit cards will be sent to the candidates soon and the examination will be held on time.

Conclusion

This phase of Agniveer Recruitment 2025 is important for the candidates. This opportunity is for those youth who want to serve the country by joining the Indian Army. All the candidates are advised to be prepared for the examination physically and mentally.

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If you are planning for long-term financial security, guaranteed returns, and saving taxes, then Post Office Public Provident Fund (PPF) is the ideal option for you. Starting from just ₹500, this investment helps you build a big fund along with secure returns.

Interest Rate and Investment Process

Interest Rate: 7.1% (as revised by the government from time to time).

Minimum Investment: ₹500 per annum.

Maximum Investment: ₹1.5 lakh per annum.

How to deposit:

Lump sum.

In regular installments (monthly, quarterly, or yearly).

This scheme is available in both post offices and banks, making it extremely easy to start.

15-year tenure and extension option

Tenure: PPF account opens for 15 years.

Extension option: After maturity of 15 years, it can be extended in blocks of 5 years.

This scheme is also ideal for retirement planning due to its long-term savings and safe returns.

How to get ₹24,40,926 return on ₹90,000 annual investment?

If you save ₹250 every day and invest ₹7,500 a month, your annual deposit will be ₹90,000.

Total investment in 15 years: ₹13,50,000.

Total return at 7.1% interest rate: ₹24,40,926.

Profit: ₹10,90,926 (interest only).

This ensures that your regular savings can create a big fund in the long term.

Tax exemption benefits (EEE category)

PPF scheme is one of the schemes in India that falls under the EEE (Exempt-Exempt-Exempt) category:

Exemption on investment: Tax exemption up to ₹1.5 lakh under section 80C.

Exemption on interest: No tax on interest earned.

Exemption on maturity amount: Entire amount is tax-free.

This scheme is an ideal option to maximize your tax savings.

Loan and partial withdrawal facility

Loan facility: You can take a loan up to 75% between the third and sixth financial year depending on the amount deposited in the account.

This helps you meet your financial needs without breaking your savings.

Partial withdrawal:

Partial withdrawal facility is available from the 7th year onwards.

Why invest in PPF scheme?

Safe and guaranteed returns: Government-backed scheme.

Tax exemption: Tax-free benefits at three levels.

Retirement planning: Long-term savings and regular investments create a fund for retirement.

Loan and withdrawal facility: Financial flexibility.

Children’s education and marriage: Easily handle big expenses with planned investments in the long term.

How to open a PPF account?

Offline: Visit the nearest post office or bank branch.

Online: Some banks also offer online facility to open PPF account.

Documents: Aadhaar card, PAN card, passport size photo, and application form.

Conclusion

The Post Office PPF scheme is an ideal option for safe investments and long-term large funds. If you want to secure your future through regular savings, then definitely take advantage of this scheme.

Start investing today and move towards financial freedom!

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PM Modi Scheme for Women: Prime Minister Narendra Modi will soon launch the Bima Sakhi Yojana with the aim of empowering and providing employment to women.

This scheme will be launched from the holy land of Panipat in Haryana, which was also chosen by the Prime Minister to launch the Beti Bachao, Beti Padhao campaign.

What is Bima Sakhi Yojana?

Under the Bima Sakhi Yojana, women will get an opportunity to work as agents of Life Insurance Corporation of India (LIC). These women will be identified as “Bima Sakhi”.

The main objective of the scheme is to make women financially self-reliant, where they will be able to earn by insuring the people around them.

Benefits:

Employment opportunities to women.

Training and skill development in the insurance sector.

Opportunity to support your family and society financially.

When and where will the scheme be launched?

Prime Minister Narendra Modi will launch this scheme on 9 December 2024 in Panipat, Haryana. Chief Minister Naib Singh Saini held a review meeting with the officials regarding this program and called it historic.

PM Modi’s gift to Haryana

Chief Minister Saini said that PM Modi has a special connection with the land of Haryana. This is the reason why many big schemes have been launched from Haryana.

The Beti Bachao, Beti Padhao campaign also started from Panipat, which gave new guidance to millions of daughters in life.

The Prime Minister has taken a historic step of 33% reservation by passing the Nari Shakti Vandan Bill for the empowerment of women.

Another big step for women

Through the Bima Sakhi Yojana, Prime Minister Modi aims to not only provide employment to women, but also give them a new identity by making them self-reliant in the society.

This scheme will be beneficial for women from both rural and urban areas.

Women will also be given training to work in the digital and insurance sector.

Conclusion

Bima Sakhi Yojana is an important opportunity for employment and empowerment for women. The launch of this scheme from the land of Haryana shows that the government is committed to connecting every section to the mainstream and making them self-reliant.

If you also want to take advantage of this scheme, then contact the nearest LIC office or government website for more information.

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If you want to start your own business but are stopped due to financial difficulties, the Government of India’s Pradhan Mantri Mudra Yojana (PMMY) can help you. Under this scheme, the government provides financial assistance to small and micro enterprises, so that they can start or grow their business.

Key points of Pradhan Mantri Mudra Yojana: 

Launch:

This scheme was launched in 2015, to promote non-agricultural based small and micro industries.

Loan categories:

Loans are provided in three categories under the Mudra scheme:

Shishu category: Loan up to ₹ 50,000.

Kishor category: Loan from ₹ 50,001 to ₹ 5 lakh.

Tarun category: Loan from ₹ 5 lakh to ₹ 10 lakh.

Now Tarun Plus category has been added to it, in which loan up to ₹ 20 lakh is available.

Benefits of Tarun Plus Category:

This category is for those entrepreneurs who have previously taken a loan in Shishu, Kishor, or Tarun category and repaid it on time.

In this category, they are given an opportunity for additional funding.

Who will get the loan?

This scheme mainly targets people setting up non-agricultural non-corporate small and micro industries.

Application Process for PM Mudra Yojana: 

Online Application:

Visit the official website: www.udyamimitra.in.

Fill in the required details and submit the application.

Offline Application:

You can apply by visiting the nearest bank branch, non-banking financial companies (NBFC), or microfinance institute (MFI).

Fill in the relevant form and submit the required documents.

Required Documents:

• Aadhaar Card.
• PAN Card.
• Business Plan.
• Bank Statement.
• Proof of loan repayment (for Tarun Plus).

Achievements so far:

More than 47 lakh entrepreneurs have benefited under the scheme.

A total loan of ₹27.75 lakh crore has been provided.

This scheme is especially helping small and new businesses to become self-reliant.

Benefits of PM Mudra Yojana:

Low interest rate: The interest rate on the loan is lower than other loan schemes.

Collateral-free loan: You do not need to provide any guarantee or mortgage the property.

Easy process: The application process is simple and user-friendly.

Business expansion: This scheme gives an opportunity to small businesses to grow.

Conclusion:

If you are dreaming of starting a new business or want to expand your existing business, then Pradhan Mantri Mudra Yojana can be a great opportunity for you. Take full advantage of this government initiative by applying on time and take your venture to new heights.

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More than 30,000 houses have been approved for the weaker and backward classes under the Pradhan Mantri Janjati Adivasi Nyay Maha Abhiyan (PM-JNM) in Madhya Pradesh.

This scheme has been implemented with the aim of empowering the most backward sections of the society and connecting them to the mainstream. A target has been set to build 4.9 lakh houses in the state by March 2026.

Objective and benefits of the scheme 

The objective of this scheme is:

Providing housing: Vulnerable tribal families will get pucca houses, so that they can live a respectable life.

Road and communication facility: Along with houses, better roads and communication system will also be developed.

Employment opportunities: Along with creating infrastructure, local people will get employment opportunities.

Connecting with the mainstream: Tribal families living in remote areas will be connected with urban and rural development.

Improvement in living standards: This will improve the living standards of tribal communities and they will get basic facilities.

Statement of former Chief Minister Shivraj Singh Chouhan

Former CM and Rural Development Minister Shivraj Singh Chouhan said,

“The aim of the Modi government is to take the benefits of schemes to the last person of the society. More than 30,000 houses have been sanctioned for PVTG families of Madhya Pradesh under the PM JNM scheme. 4.9 lakh houses will be constructed by March 2026.”

Importance of PM-JNM scheme 

For whom is the scheme?

This scheme has been specially designed keeping in mind the Particularly Vulnerable Tribal Groups (PVTG).

Launch of the scheme: Prime Minister Narendra Modi launched this scheme in November 2023.

Social and economic development: Through this scheme, efforts are being made to include the deprived communities in the mainstream of development.

Further planning

Under the scheme, along with the construction of houses, other basic facilities such as:

• Pure drinking water
• Health services
• Expansion of education
• Economic self-reliance
• Will also be given attention.

Results

This scheme will not only provide residential security to PVTG families but will also improve their economic and social status. This will ensure the development of the weakest sections of the state and they will be able to join the race of development.

Note: For more information and application process related to this scheme, visit the official website of the state government or contact the nearest administrative office.

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CBSE Single Girl Child Scholarship Scheme: The Central Board of Secondary Education (CBSE) has started the application process for the Single Girl Child Scholarship Scheme.

This scheme has been launched with the aim of helping girl students to pursue higher education. Eligible girl students can get financial assistance under this scheme.

Key features of the scheme 

Financial assistance:

Eligible girl students are given an assistance amount of Rs 500 per month, which continues for a maximum of two years.

Renewal:

Beneficiary girl students of the 2022-23 version of the scheme can renew this scholarship.

Last date:

The last date to apply is 23 December 2024.

Eligibility for scholarship

The student must be the only child of the parents.

Educational Qualification:

It is mandatory to have 60% or more marks in class 10th.

The student should be studying in class 11th or 12th in a CBSE recognized school.

Fee Structure:

The tuition fee in class 11th or 12th should not exceed Rs 1500 per month.

The fee should not increase by more than 10% in the next two years.

Other conditions:

The student should have good conduct and attendance.

Renewal of cancelled scholarship is not possible.

Application Process

Students can apply online on the official website of CBSE.

Steps to apply: 

Visit the website:

Visit the CBSE website.

Select Scholarship tab:

Click on the tab of “Scholarship” on the homepage.

Apply Online:

Click on the “Apply Online” link.

Select SGC-X:

Click on the “SGC-X” link for new application.

Login:

Enter class 10th roll number and date of birth.

Fill the form:

Fill in the required information and upload the documents.

Submit:

Submit the application and keep the printout safe for future.

Required Documents

10th class mark sheet.

Tuition fee receipt.

Birth certificate.

Aadhaar card.

Passport size photo.

Verification letter:

Verification certificate issued by the school.

Important Dates

Start of application: Ongoing.

Last date: 23 December 2024.

Note:

Students should ensure that they complete the application process on time and enter all the information correctly. For any information, visit the official website of CBSE.

This scholarship scheme helps girl students to realize their dreams of higher education. Eligible girl students should apply as soon as possible.

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If you want to make your daughter’s future secure and prosperous, then Sukanya Samriddhi Yojana can be a great option.

This scheme has been started by the Government of India, which is not only a way to save for education and marriage, but in this you also get tax benefits along with good interest.

What is Sukanya Samriddhi Yojana?

The aim of Sukanya Samriddhi Yojana is to secure the future of girls. Under this, parents or guardians can invest in this savings scheme for their daughter. Under this, an interest rate of 8.5% is given, and in this scheme you can save for up to 10 years.

Features of Sukanya Samriddhi Yojana

Account in the name of the girl: In this scheme, parents can open an account in the name of their daughter.

Investment limit: In this scheme, you can start investing with a minimum of Rs 250 and the maximum investment can be up to Rs 1.5 lakh.

Account opening till the age of 10 years: The account for the girl child can be opened only till the age of 10 years.

Account transfer: This account can be transferred to any state in India.

Benefits of Sukanya Samriddhi Yojana

High interest rate: The scheme offers an attractive interest rate of 8.5%.

Tax benefits: This scheme also offers you tax exemption under Section 80C.

Independent account operation: After 10 years, the daughter can operate her account herself.

Investment up to 15 years: You can invest in this scheme for a maximum of 15 years, leading to long-term savings.

Eligibility for Sukanya Samriddhi Yojana

Birth of girl child: Parents can invest in this scheme immediately after the birth of their daughter.

Account opening before 10 years: The girl child must be before 10 years of age to open an account.

One account for one girl child: Only one account can be opened for one daughter.

Required Documents

While applying for Sukanya Samriddhi Yojana, you will need the following documents:

• Birth certificate of the girl child
• PAN card of the parents or legal guardian
• Ration card, driving license or identity card
• Residence certificate
• Photographs of parents and girl child

Application Process

First of all, go to your nearest post office or bank.

Get the Sukanya Samriddhi Yojana application form from the concerned officer.

Fill the form correctly and attach all the required documents.

Submit it to the bank or post office along with the application form and the initial deposit amount.

This way, you can secure your daughter’s future and save a good amount for her education and marriage.

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The second phase of Pradhan Mantri Awas Yojana, PM Awas Yojana 2.0, has now been launched. Its aim is to provide homes to poor and middle class families.

This scheme focuses on providing affordable and permanent housing not only to the BPL class but also to the people of the middle income group (MIG). Gurugram Municipal Corporation has announced to start the application process soon under this scheme.

PM Awas Yojana 2.0: Who can apply?

Under the scheme, the following people can apply:

Families of BPL class: Whose income is below the poverty line.

EWS (economically weaker section): Whose annual income is less than Rs. 3 lakh.

MIG (middle income group): Whose income is between Rs. 3 lakh to Rs. 18 lakh.

People without pucca houses: Who do not have permanent housing anywhere in the country.

People requiring affordable rental: migrant workers, industrial workers, working women, students, and the homeless.

How to apply?

Online application process:

Pradhan Mantri Awas Yojana 2.0 has to be applied on the central government portal.

The applicant’s Aadhaar card must be linked to the mobile number.

After applying, the Municipal Corporation team will go to the ground and verify the information.

Portal guidelines:

The application will be canceled if wrong information is found.

OTP verification is mandatory for application.

Four components of benefits under PM Awas Yojana 2.0

Beneficiary Based Construction (BLC):

EWS category families will be given lease to build houses on their land.

Affordable Housing in Partnership (AHP):

Affordable housing built by government and private entities will be allotted to the EWS category.

Affordable Rental Housing (ARH):

Urban migrants, working women, students, and the homeless will be given affordable rental housing.

Interest Subsidy Scheme (ISS):

Interest subsidy of up to Rs.1.80 lakh will be available on home loan.

Documents required for application

Aadhaar card (mandatory to be linked to mobile).

Income certificate.

Residential certificate.

Bank account details.

Passport size photo.

Key features of the scheme

House for all: Affordable housing to poor and middle class families.

Direct Benefit Transfer (DBT): Financial assistance will go directly to the beneficiaries’ account.

Transparent process: Strict guidelines to prevent fraud and corruption.

On-ground verification: On-ground verification by the Municipal Corporation team for application verification.

Conclusion

PM Awas Yojana 2.0 is a great opportunity for poor and middle class families who are without a pucca house.

If you are eligible under the scheme, the online application process will start soon. Through this scheme, the government aims to provide affordable and safe housing to every citizen.

Your dream home is no longer far away!

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The Kisan Vikas Patra Scheme (KVP) of the Post Office is a reliable option to keep your money safe and give guaranteed returns.

At the current 7.5% interest rate, this scheme doubles your money in 115 months (9 years 7 months). If you want safe and fixed returns, then this scheme can prove to be a great option for you.

Kisan Vikas Patra Scheme: What is special?

This is a small savings scheme run by the post office, which gives guaranteed double returns to investors. This scheme is especially beneficial for those who want to get safe and assured benefits in future by investing a lump sum amount.

How to start investing?

Minimum investment amount: Rs. 1,000.

Investment multiplier: You can invest in multiples of 100.

Maximum limit: There is no maximum limit.

Investments above Rs.50,000: PAN card is mandatory for this.

Aadhaar Card: Required for account opening and identification.

Return Calculation: How much profit will you get?

Your investment will double in 115 months. For example:

Invest Rs.50,000: You will get Rs.1,00,000 after 115 months.

Invest Rs.1 lakh: You will get Rs.2 lakh after 115 months.

Invest Rs.5 lakh: You will get Rs.10 lakh after 115 months.

Your investment in this scheme remains safe and is not affected by market fluctuations.

Who can invest?

The following eligibility criteria are required to invest in this scheme:

Age Limit: The applicant must be 18 years of age or above.

Citizenship: The investor must be a citizen of India.

Joint Account: A maximum of 3 people can open a joint account.

Account in the name of children: Investment can also be made in the name of children above 10 years of age.

Tax Related Information

Investment in Kisan Vikas Patra Yojana is taxable.

Income tax has to be paid on interest income and maturity amount.

However, the basic purpose of investment is safe and guaranteed returns, due to which this scheme is still popular.

Benefits of investment

Guaranteed return: The interest rate is fixed.

Protection from market risk: This scheme is not affected by market fluctuations.

Flexibility: Option to join the scheme at any time.

Conclusion

The Kisan Vikas Patra scheme of the post office gives guaranteed returns along with keeping your investment safe.

If you want to secure and double your money, then this scheme can be a reliable option for you. Along with this, this scheme is ideal for those who want to secure their future by investing for the long term.

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The Chhattisgarh government has made major changes in the Mukhyamantri Kanya Vivah Yojana. Now under this scheme, the amount of Rs 35,000 will be sent directly to the daughters getting married through DBT (Direct Bank Transfer) in their bank account.

This step has been taken with the aim of bringing transparency in the scheme and preventing corruption.

Mukhyamantri Kanya Vivah Yojana: Reason for change

Earlier in this scheme, there were allegations of corruption in purchasing the material required for marriage and in the arrangements. To eliminate irregularities and provide help directly to the beneficiaries, the Chhattisgarh government has made changes in the expenditure parameters of the scheme.

Now the arbitrariness of the officials in purchases and arrangements has been curbed.

Rs 35,000 will be sent directly to the bride’s account, so that she can get direct benefit from it.

The remaining amount will be spent on wedding events and other arrangements.

New expenditure criteria: How will the amount be used?

The total assistance amount of Rs 50,000 under this scheme is divided as follows:

DBT in the account of newlyweds:

Rs 35,000 will be sent directly to the account of the newly married girl.

This amount will be used as financial help at the beginning of their married life.

Expense on wedding arrangements:

Rs 8,000:

For pandal and building rent.

On food and snacks for 20 guests per couple.

Marriage certificate, photos and incidental expenses.

Rs 7,000:

For bride and groom’s clothes, shoes, slippers, mangalsutra, makeup items etc.

Other essential items that the marriage organizing committee deems appropriate.

Who will get the benefit of the scheme?

This scheme has been implemented for the daughters of poor and BPL families.

Especially the young women living in Dantewada and other interior areas will benefit from this scheme.

The revised format of this scheme will come into effect from 2024-25.

How to apply?

To avail the benefits of the scheme, interested families will have to apply to the Women and Child Development Department.

The application process has already started.

The organization of mass marriage will be ensured by March 2024.

Conclusion

The changes made in the Mukhyamantri Kanya Vivah Yojana will prove to be very beneficial for the poor and needy families.

Direct transfer of funds through DBT to the brides will increase transparency and trust in the scheme. This step will not only provide financial help to the newly married women but will also strengthen the beginning of their married life.

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